Initial Disclosure Specialist

An Initial Disclosure Specialist is crucial in the mortgage and lending industry. They ensure that all necessary disclosures and documents required for a mortgage application are accurately prepared and delivered to the borrower at the beginning stages of the loan process. These disclosures typically include information about the loan terms, interest rates, fees, and other essential details that borrowers need to know before proceeding with the loan.

An Initial Disclosure Specialist reviews loan applications and related documents to ensure compliance with regulatory requirements and internal policies. They work closely with loan officers, underwriters, and other stakeholders to gather and verify the necessary information for disclosures. They must maintain accurate records of all disclosures provided to borrowers and address any questions or concerns they may have regarding the disclosed information.

Join us as our Initial Disclosure Specialist, where you'll ensure transparency and compliance with our mortgage and lending processes.

Your meticulous attention to detail and thorough understanding of regulatory requirements will be instrumental in accurately preparing and delivering initial disclosures to borrowers, providing them with clear and comprehensive information about their loan terms, fees, and obligations.

In this role, you'll review loan applications and related documentation, collaborating closely with loan officers and underwriters to gather and verify essential information for disclosure preparation. Your expertise in navigating regulatory guidelines and internal policies will ensure that all disclosures are compliant and delivered promptly.

• Review and analyze property disclosure documents.
• Coordinate with clients, agents, and internal teams to gather and verify disclosure information.
• Ensure all necessary initial disclosures are completed accurately and on time.
• Address any client questions or concerns regarding disclosure documents.
• Collaborate with legal and compliance teams to ensure adherence to disclosure requirements.
• Stay updated on industry regulations and best practices related to initial disclosures.
• Maintain organized records of all disclosure documentation.
• Conduct regular audits to ensure compliance with disclosure policies and procedures.
• Proactively communicate with stakeholders on disclosure status updates.
• Assist in resolving any discrepancies or issues related to initial disclosures.
• Provide support and training to team members on disclosure processes.
• Continuously seek opportunities to improve disclosure workflow efficiency.
• Handle confidential information with professionalism and discretion.
• Maintain high accuracy and attention to detail in all disclosure tasks.

• Achieved high accuracy in completing initial disclosures.
• Ensured timely submission of all initial disclosures.
• Reduced error rates in disclosure documentation significantly within the first six months.
• Received positive feedback from clients on the clarity and completeness of disclosure materials.
• Streamlined the disclosure process, improving overall team productivity.
• Maintained a record of compliance with no violations related to initial disclosures.
• Enhanced company reputation for thorough and transparent disclosure practices.

• Bachelor's degree in Real Estate, Business Administration, or related field.
• Strong understanding of disclosure requirements in the real estate industry.
• Previous experience in real estate transactions or disclosure management is preferred.
• Detail-oriented with a focus on accuracy.
• Ability to work efficiently under tight deadlines.
• Excellent communication skills, both verbal and written.
• Professional demeanor with strong interpersonal skills.
• Proficient in Microsoft Office and other relevant software applications.
• Goal-oriented mindset with a proactive approach to problem-solving.
• Ability to maintain confidentiality and handle sensitive information with discretion.